HPI – Getting A Loan For a Previously Owned Van? Then Order a Car History HPI Check.

As well as all of the cosmetic, sound and engine checks you are making with a vehicle you’re enthusiastic about buying, you can also bear in mind that you need an HPI check. There are many of operators offering equivalent services to HPI, like the RAC Car Passport, the UK’s most comprehensive vehicle check. You should use our HPI Check comparison table to find out more about how precisely these facilities accumulate against one another.

But precisely what is an HPI check? Essentially, it’s a certain service given by the things that move us that draws on information through the police, DVLA and leading industry bodies to inform you reasons for a car that possibly the seller doesn’t know, or even doesn’t would love you to understand.

In accordance with Experian, 88% of used vehicles on sale in 2012 possessed a hidden history that severely lowered their value and potentially made them a danger on your way. For satisfaction when selecting used cars, the RAC Car Passport is our car data check service, offering you vital information and history on the vehicle you’ve got your eye on. Here’s our self-help guide to why these checks are incredibly important.

Nearly 25% of vehicles that undergo an HPI check have outstanding finance. So you wouldn’t function as the legal owner from the vehicle (the finance company can be), however you could certainly be responsible for your debt. The finance company would also provide the authority to repossess the car, allowing you from pocket and with no car.

Daily, nearly 30 cars are identified as stolen and added to the authorities National Computer. When your vehicle is one, law enforcement have every straight to seize it.

4% of vehicles that undergo an HPI check have been written off due to damage or theft. These vehicles might have been repaired, but you should see proof that they were repaired reliably and are now safe to operate a vehicle.

In case the V5 document accompanying a car or truck is part of any stolen batch, you can’t trust the legitimacy from the vehicle.

A car check will confirm with the DVLA the make, model, door plan, vehicle’s current colour & prior colour, transmission and engine size, along with how frequently they have changed hands. You have to ensure that the latter especially matches the seller’s story.

20% of cars which may have enjoyed a vehicle check have gotten a minimum of one plate change. Usually there is certainly nothing to concern yourself with, but a big change of plates could be used to hide a car’s past, so it’s worth asking them questions regarding it.

A car check can tell you whether the VRM and VIN match DVLA records. Should they don’t, there might be a variety of issues with the vehicle.

There is something an HPI check doesn’t disclose. Such as info on current or previous owners, but this wouldn’t reveal much regarding a vehicle’s safety and legitimacy anyway. The checks also won’t inform you about every accident a car or truck has been around or its service history, so these will likely be points to take up once you look at the car.